Financing

Financing | Dykes Motors

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Financing at Dykes Motors.

Complete the application below and we'll connect you with our lender network. We come back to you with real numbers, not estimates.

Vehicle financing

Trucks, SUVs, and cars through our network of top national lenders. Apply once, lenders compete, you pick the payment that fits. Trade-ins count as cash down.

Start your application

Equipment financing

Tractors and mowers qualify for OEM promotional programs a car loan can't touch — 0% up to 120 months on select LS tractors , and seasonal 0% programs on Ferris mowers with approved credit. Ask us for the current month's offer.

LS Tractor offers Ferris financing Bobcat

Estimate your payment

Price Down payment

APR (%) Term 36 months 48 months 60 months 72 months 84 months 120 months

Estimated payment

$517/mo

$28,000 financed over 72 months

Estimate only. Your actual rate and terms are set by the lender at signing — this is not a financing offer. Pre-qualify below for real numbers.

Credit application

Step 1 of 5

How can we reach you

Contact Information

Secure application. We send it to our lending partners and they compete for your rate. Only a few fields are required, the rest help us get you the best terms.

First Name * Last Name *

Mobile Phone * Email

Home Phone

Where You Live

Street Address * Address Line 2 City * State * Choose… AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY ZIP *

Residence Type * Choose… Own Rent Live with family Other Monthly Rent / Mortgage ($)

Time at Residence Years Choose… 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 Months Choose… 0 1 2 3 4 5 6 7 8 9 10 11

Employment

Employment Status * Choose… Employed full-time Employed part-time Self-employed Retired Other Employer Name

Employer Street Address City State Choose… AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY ZIP

Work Phone Occupation / Title

Monthly Income (before tax) * Time on Job Years Choose… 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 Months Choose… 0 1 2 3 4 5 6 7 8 9 10 11

Vehicle of Interest

Select from our current inventory (optional) Choose… Not on lot / searching 2018 Ford F-150 (#10230) 2019 Hyundai Santa Fe (#10226) 2019 Chevrolet Equinox (#10223) 2022 Chevrolet Spark (#10224) 2017 Chevrolet Impala (#10225) 2024 GMC Sierra 2500HD (#10227) 2023 Toyota Tundra 4WD (#10220) 2022 Dodge Charger (#10221) 2023 Chevrolet Silverado 1500 (#10158) 2022 Ford Bronco (#10163) 2021 Ford F-150 (#10161) 2016 HONDA Accord Coupe (#10207) 2020 Chevrolet Silverado 1500 (#10203) 2016 Chrysler 300 LIMITE (#10217) 2019 Buick Enclave (#10218) 2020 GMC Sierra 1500 (#10214) 2017 Jeep Wrangler Unlimited (#10210) 2018 JEEP Grand Cherokee (#10208) 2016 Acura RDX (#10205) 2017 Honda CR-V (#10191) 2017 GMC Yukon (#10202) Or describe what you're looking for:

Year Make Model

VIN (if known) Odometer Sales Price / Budget ($)

I have a vehicle to trade in

Financing

Down Payment ($) Desired Loan Amount ($) Preferred Terms Choose… No preference 24 months 36 months 48 months 60 months 72 months 84 months

Add bank references (optional, helps lenders verify)

Verify Your Identity

Lenders require this to process your application. Your information is encrypted and sent securely.

Date of Birth * Social Security Number *

Add a co-applicant / co-signer

Authorization & Consent

I certify that the above information is complete and accurate to the best of my knowledge. Creditors receiving this application will retain the application whether or not it is approved. Creditors may rely on this application in deciding whether to grant the requested credit. False statements may subject me to criminal penalties. I authorize Dykes Motors and its lender partners to obtain credit reports about me on an ongoing basis during this credit transaction and to check my credit and employment history during the term of the credit transaction. If this application is approved, I authorize the creditor to give credit information about me to its affiliates.

I agree to receive text messages from Dykes Motors about my inquiry. Message and data rates may apply. Reply STOP to unsubscribe. We do not share your mobile information with third parties for marketing. Privacy Policy · SMS Terms .

Continue

Questions? Call us at (601) 516-7255 .

How financing works.

We work with several lending partners, which gives us flexibility to put together financing that fits a range of needs, and you are always welcome to bring your own financing from your bank or credit union. Tell us what works for your budget and we will line up the options.

Fill out the credit application above. We send it to our lending partners, they compete for your business, and we present the best offers to you. You pick what fits your budget, we finish the paperwork, and you drive home.

What affects your rate.

Credit history — the biggest factor. A longer track record of on-time payments generally gets you better rates.

Term length — shorter terms (36–48 months) typically carry lower interest rates than longer ones (72–84 months). A longer term lowers your monthly payment but costs more in interest over time. We show you the comparison.

Down payment — more down usually means a lower rate and a lower monthly payment.

Trade in or sell us your vehicle.

Trading in is simpler than most people think, and you do not need the title in hand or a loan that is already paid off. If you still owe on your vehicle, we will appraise it, agree on a value with you, and handle the payoff with your lender directly. If you would rather just sell it, we will buy your vehicle outright even if you are not buying one from us. Trade-in value and outright purchase value are figured a little differently, so we will walk you through both.

A trade-in value applies directly toward your purchase, the same as cash down. We give you a straight offer based on condition, mileage, and market, with no lowballing after you've agreed to a deal.

Buying from Dykes Motors is easy.

The whole process is easier than you would expect. Most of it can be handled online or over the phone with one of our sales representatives, so you can be most of the way to done before you ever drive over. We also deliver, and in many cases the final paperwork is signed right at delivery, or electronically by email.

Your information is secure.

Your application is encrypted in transit and stored securely. It is shared only with licensed lenders for the purpose of arranging financing for your vehicle purchase.

Visit Us in Collins, MS

3069 Hwy 49, Collins, MS 39428 · (601) 516-7255 · Get directions

Independent dealership in Collins, Mississippi. Used trucks, SUVs, and cars plus Ferris mowers, LS tractors, Bobcat equipment, and parts. Family owned and built on trust, transparency, and the Dykes name.

3069 Hwy 49, Collins MS 39428

(601) 516-7255

info@dykesmotors.com

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Collins, MS · Independent · Family-owned